For Immediate Release
Contact: DARCY BURT, OTTO DERR INSURANCE, 435-753-1450
Do you need optional insurance when you’re renting a car?
OTTO DERR INSURANCE offers the answer to this timeless question
LOGAN, UT, 5/7/2014 – You’re standing at the car rental counter waiting to start your vacation when
you’re asked a tricky question. Do you want to buy damage waivers – better known as car rental insurance?
How will you answer?
“Knowing if you need to buy rental insurance can save you money and give you peace of mind,” says
DARCY BURT with OTTO DERR INSURANCE in LOGAN whose agency offers insurance from wellknown
carriers like Progressive. “Optional insurance could nearly double the cost of the rental. Do your
homework and know before you go.”
Here are some pointers:
• Review your policy with your independent insurance agent.
Your agent can evaluate your personal car insurance policy to find out if you are covered in a vacation
rental car.
• Check with your credit card company.
Some credit cards provide coverage at no charge if you use their card to pay for the rental. However,
some restrictions may apply. Be sure to ask for an exact description of what’s covered.
• Take your insurance policy “Declarations Page” with you to the rental counter.
You may be asked a question that these papers can answer. If you’re not sure of an answer, you’ll have
your agent’s name and phone number readily available.
“Generally, if you have comprehensive, collision and liability coverages on your personal car insurance
policy, there’s a good chance you’ll be covered in a rental car,” says BURT. “Check with your indepen-
dent insurance agent to be sure. If you’re covered, you would be liable only for the deductible on comprehensive
and collision coverages, just like your personal vehicle.”
OTTO DERR INSURANCE, in business since 1992, is located at 632 N. MAIN #2D. Independent agent
DARCY BURT provides expert advice and personal service and can be reached at 435-753-1450 or at
ottoderrins@gmail.com.
###
